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# What are the tax-eligible uses of funds from a home savings scheme?

Acceptable uses of home savings scheme funds:

* **Construction or purchase** of a personal residence.
* **Renovation, maintenance, or repair** of an existing home.
* **Acquisition of land** to build a personal residence.
* **Installation of solar panels or thermal systems** integrated into the home.
* **Repayment of loans** related to the above purposes.

Not eligible:

* Buying **cars** or personal items.
* Financing **secondary residences**, **rental properties**, or **commercial buildings**.
* Using the funds more than **12 months** after maturity (except in specific cases).

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